Comprehensive loan origination and underwriting services for financial institutions (FI) enable enhanced pre-screening viability assessment and swifter decisions on client onboarding thus, improving overall risk management capabilities in the first line of defense.

Efficient loan origination and underwriting processes form the cornerstone of lenders’ credit risk frameworks. Crisil extends end-to-end credit origination and underwriting support to FIs globally, enabling them to make well-informed and quick-to-the-market lending decisions while complying with internal risk appetite and credit policies, as well as regulatory standards.

We provide tailored credit risk solutions spanning loan origination and underwriting, enabling lenders to deal with high volumes of credit applications and accelerate credit decisioning for client onboarding. Through innovation and automation, our offerings help FIs optimise costs and unlock bandwidth for their lending desks to focus on client relationships and pursue ‘new’ growth opportunities in the lending book.