Lending Transformation

Driving efficiencies to help create a future-ready lending ecosystem and support growth

Lending operations are undergoing significant transformation to not only adapt to modern digital demands amidst increasing lending volumes and types, but also to ensure perfected loan data. Today, banks increasingly require comprehensive solutions for an overhaul of traditional lending operations to improve agility and accuracy.

Crisil Integral IQ specialises in designing and executing transformation strategies in lending operations across data schema, systems workflow and modernisation, and large-scale legacy data remediation. Our expertise across loan origination/ management systems enables financial institutions to improve STP rates and compliance and create a future-ready lending ecosystem.

Why choose us

Specialists for
remediation
exercises

Deep talent pool enables agile resource deployment at scale to support remediation requirements

Deep know-how
of various LMS

Strong experience across different loan management platforms

5+

Supported 5+ banks in implementation/migration of loan management systems

8+

Assisted 8+ financial institutions in streamlining loan data workflows

200K+

Remediated 200,000+ deals for SNC, FR Y-14 and AnaCredit reporting

Our solution components

Enabling banks to clear backlogs and meet regulatory objectives:

Remediating large-scale data across collaterals, covenants and end-to-end deal data attributes
Designing/ redesigning, developing and implementing loan data strategy, taxonomy, CDE mapping and workflow
Designing and implementing end-to-end quality control and assurance across loan data for SNC/ FR Y-14/ AnaCredit reporting

Implementing modern-day technology for faster and more accurate operations:

Advising on LMS configuration planning and designing TOM
Assisting with migration planning to upgrade legacy systems to modern-day loan management/ payment systems
Supporting execution of loan management systems migration, including legacy data clean-up, automated/manual data transfer and cancellations

The problems we solve

Research

Modernizing legacy loan systems: Migration to an industry-standard lending solution

Case Studies

A large global bank with wholesale and corporate lending operations was relying on a heavily customized legacy loan platform.

Turning scattered market
data into meaningful
business insights

Mutual fund case