Early Warning Signals
Module Fees
Rs. 2500/-
Access period
3 months
Learning time
3 hours
In this eLearning module on Early Warning Signals - Online training module, we will look at the need for Early Warning Signals, the measures that the Reserve Bank of India has put in place to identify EWS, the process of implementing a system to identify EWS.
TOPIC |
SUB-TOPIC |
| The Need for Early Warning Signals |
• The Story of Iman Bank • Negative Surprises • Impact on the Bank • Benef its of Monitoring for EWS • EWS in the Current Scenario |
| The RBI’s EWS Framework |
• Background • Key Features • Pillar I: EWS Management Systems • Pillar II: Borrow er Classification • Borrow er Classif ication: SMA 0 • SMA 0: Bank Actions • Borrow er Classif ication: SMA 1 • Borrow er Classif ication: SMA 2 • SMA 2: Reasons Beyond the Borrower’s Control • SMA 2: Stress Caused by the Borrower • Pillar III: CRILC • Information Available on CRILC |
| Types of EWS |
• RBI Guidance • Sources of EWS • Banking Transactions: Operating Account • Banking Transactions: Other Bank Records • Industry and Business Performance: Types of EWS • Industry and Business Performance: Impact on the Borrower • Financial Statements • Promoter Actions • Other Details |
| Implementing an EWS System |
• Operational Structure • Compiling Lists of Triggers • Building an EWSMS: Automation • Building an EWSMS: Follow-Up Actions |
| Case Study: Winsome Diamonds and Jewellery |
• The Background • High Receivables • Non-Fund-Based Exposures • Export-Related Irregularities |
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The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
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