Mortgage Loans

Module Fees

Rs. 2500/-

Access period

3 months

Learning time

3 hours








 

In this eLearning module on Mortgage Loans, we will look at different types of mortgage loanshome loans, loan against property and project finance for real estate.

 

Why this course is right for you
 


 

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Real life case studies

Real life case studies built leveraging our expertise in research, ratings & risk solutions

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Interactive examples

Interspersed with practice exercises and interactive examples to help apply concepts

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Expert Speak

Insights incorporated in eLearning, based on 15+ years of classroom training experience

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Knowledge checks

Knowledge checks at the end of each topic to ensure absorption of concepts

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Glossary & Resources

End to end structure comprising basic definitions to advanced readings

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Animations

Animations & Characters to make complex concepts easy to learn

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Visuals for workflows

Use of visuals to show a complex process or workflow

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Gamification

Final assessment questions & gamification at the end of the module to ensure learning objectives are met

TOPIC

SUB-TOPIC

Introduction to Home Loans w ith overview
of market scenario
• Introduction to Home Loans w ith overview of market scenario
• Fixed Rate Vs Floating Rate Loans
• Home Loans under Priority Sector
• Affordable Housing Scheme
• Credit Assessment for Home Loans – Salaried Segment
• Credit Assessment for Home Loans – Self Employed / Businessperson
• Credit due diligence in Home Loans
• Credit delivery / disbursal methodology for Home Loans
• Key aspects in Balance Transfer / Loan Takeover
• Key aspects in Home Loans for :
  • Public Housing Project
  • Redevelopment Projects
  • Rehabilitation Projects
Introduction to Loan Against Property
• Introduction to Loan Against Property
• Assessment for Home OD product
• Assessment for Home Improvement Loan
• LAP as a Working Capital Product
• LAP as a Term Loan product
• LAP as a Subordinated Debt in a Project Loan
• Assessment for Lease Rental Discounting
• Risk factors in Lease Rental Discounting
Case studies
  • Home Loan for Salaried Segment
  • Home Loan for Self Employed Segment
  • Home Loan for Af fordable Housing Segment
  • Home Loan for Redevelopment Project
  • Home Loan for Public Housing Project
  • LAP for Business
  • LRD Proposal
  • Builder Funding for Residential and Commercial Real Estate
Regulatory aspects for mortgage loans
• Exposure norms
• Refinancing and /or Restructuring of exposure
• Commercial Real Estate
• Risk weightage and Capital Adequacy
• Income Recognition and Provisioning Norms



 

Steps to purchase
 

  • Go to Crisil Learning platform https://training.crisil.com/
  • On https://training.crisil.com/ (Crisil Learning platform) – sign up to create your unique login ID and password
  • Once your account is set up, search for "Mortgage Loans" from the search bar
  • Select the e-learning module - Mortgage Loans, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card



 

Sample Certificate

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Frequently asked questions
 

Access to topics will be provided via our e-learning platform - training.crisil.com. You will need to create your login ID and password to set up your account. Post this, you can select the module and click on the 'Buy now' option. The selected module will be moved to the 'Cart' for payment via debit or credit card.

The modules are accessible for a period of 3 months from the date of purchase of the modules.

The mode of instruction is only via online.

The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.

The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.

The modules are accessible only on the online platform.

The modules are accessible any number of times for 3 months, from the date of enrolment.

You can email your queries to Crisil1Academy@crisil.com.


 

For any queries please contact to Pooja Yadav +91-7777073996 or write to us at
Crisil1academy@Crisil.com.

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