In this eLearning module on Mortgage Loans, we will look at different types of mortgage loanshome loans, loan against property and project finance for real estate.
TOPIC |
SUB-TOPIC |
| Introduction to Home Loans w ith overview of market scenario |
• Introduction to Home Loans w ith overview of market scenario • Fixed Rate Vs Floating Rate Loans • Home Loans under Priority Sector • Affordable Housing Scheme • Credit Assessment for Home Loans – Salaried Segment • Credit Assessment for Home Loans – Self Employed / Businessperson • Credit due diligence in Home Loans • Credit delivery / disbursal methodology for Home Loans • Key aspects in Balance Transfer / Loan Takeover • Key aspects in Home Loans for :
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| Introduction to Loan Against Property |
• Introduction to Loan Against Property • Assessment for Home OD product • Assessment for Home Improvement Loan • LAP as a Working Capital Product • LAP as a Term Loan product • LAP as a Subordinated Debt in a Project Loan • Assessment for Lease Rental Discounting • Risk factors in Lease Rental Discounting |
| Case studies |
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| Regulatory aspects for mortgage loans |
• Exposure norms • Refinancing and /or Restructuring of exposure • Commercial Real Estate • Risk weightage and Capital Adequacy • Income Recognition and Provisioning Norms |
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The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
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Crisil1academy@Crisil.com.