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Balance sheet of a Bank
Module Fees
Rs. 2500/-
Access period
3 months
Learning time
3 hours
In this eLearning module on Balance sheet of a Bank, you will learn about, components of a bank's balance sheet, its comparison across banks, off-balance sheet items and components of a bank's profit and loss statement.
Why this course is right for you
Real life case studies
Real life case studies built leveraging our expertise in research, ratings & risk solutions
Interactive examples
Interspersed with practice exercises and interactive examples to help apply concepts
Expert Speak
Insights incorporated in eLearning, based on 15+ years of classroom training experience
Knowledge checks
Knowledge checks at the end of each topic to ensure absorption of concepts
Glossary & Resources
End to end structure comprising basic definitions to advanced readings
Gamification
Final assessment questions & gamification at the end of the module to ensure learning objectives are met
TOPIC |
SUB-TOPIC |
| Introduction |
• Role of a bank in an economy • Primary functions of a bank • Introduction to a bank’s balance sheet |
| Components of a Bank balance sheet | • Capital- Importance, Concept of capital adequacy and introduction to Tier I and Tier II capital • Borrowings - What they comprise of • Deposits - Why use deposits to raise funds, types of deposits along with their key features explained • Investments - SLR securities along with inclusions, its importance explained • Investments - Non SLR securities, their types and importance explained • Loans & advances - income generating activity, priority sector lending, proportion of credit outstanding to different sectors, NPA’s in different sectors • Current assets - cash and bank balances, concept of cash reserve ratio • Net fixed assets • Other current liabilities |
| Comparison across banks | • Comparison between foreign bank, nationalised banks, private sector banks, SBI & associates • Break up of assets & liabilities |
| Off-balance sheet items | • What are off balance sheet items • What are the types of off balance sheet items for a bank • Risks associated with off balance sheet items |
| Components of a Bank P&L | • Typical components of a bank’s P&L along with their average % share across banks explained • Understanding typical reasons for rating changes with the help of real life example |
| Key ratios for a bank | • An explanation of important ratios from a bank’s perspective |
Steps to purchase
- Go to Crisil Learning platform https://training.crisil.com/
- On https://training.crisil.com/ (Crisil Learning platform) – sign up to create your unique login ID and password
- Once your account is set up, search for "Balance sheet of a Bank" from the search bar
- Select the e-learning module - Balance sheet of a Bank, and click on buy now; it will get added to your cart
- Click on 'Cart' and purchase the module(s) with your debit or credit card
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Frequently asked questions
Access to topics will be provided via our e-learning platform - training.crisil.com. You will need to create your login ID and password to set up your account. Post this, you can select the module and click on the 'Buy now' option. The selected module will be moved to the 'Cart' for payment via debit or credit card.
The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
You can email your queries to Crisil1Academy@crisil.com.
For any queries please contact to Pooja Yadav +91-7777073996 or write to us at
Crisil1academy@Crisil.com.
