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Banking Policies and Processes
Module Fees
Rs. 2500/-
Access period
3 months
Learning time
3 hours
In this eLearning module on Banking Policies and Processes, you will learn about the various banking processes related to lending and investments. You will learn about the Credit Process for Non-retail Lending, Retail Lending, and Credit Operations Process for Non- Fund based facilities etc.
Why this course is right for you
Real life case studies
Real life case studies built leveraging our expertise in research, ratings & risk solutions
Interactive examples
Interspersed with practice exercises and interactive examples to help apply concepts
Expert Speak
Insights incorporated in eLearning, based on 15+ years of classroom training experience
Knowledge checks
Knowledge checks at the end of each topic to ensure absorption of concepts
Glossary & Resources
End to end structure comprising basic definitions to advanced readings
Gamification
Final assessment questions & gamification at the end of the module to ensure learning objectives are met
TOPIC |
SUB-TOPIC |
| Introduction to Banking Policies and Processes |
• Policies and Processes in the Banking Industry • What is a Policy • What is a Process • Regulatory Authorities for the Banking Industry • Bank’s Manual of Product Process • Classification of Banking Processes |
| Credit Processes |
• The Need for Credit Processes • Overview of the Credit Process • Credit Types |
| Credit Processes for Non-retail Lending |
• Credit Sourcing for Non-retail Loans • Credit Underwriting for Non-retail Loans • Credit Sanction for Non-retail Loans • Post-sanction Process for Non-retail Loans • Post-sanction Process: Documentation • Post-sanction Process: Security Creation • Post-sanction Process: Loan Disbursement Process • Credit Operations Processes for Non-retail Loans • Credit Operations Processes: Monitoring • Monitoring: Field Inspection • Monitoring: Scrutiny • Monitoring: Stock Audit Report • Credit Operation Processes: Collection • Elements of Collection Approach • Credit Operations Processes: Renewal or Exit • Exit Strategies for Working Capital Loan |
| Credit Processes for Retail Lending |
• Overview of the Retail Lending Process • Retail Lending Policy and Parameters • Retail Lending Process • Credit Sourcing for Retail Loans • Credit Underwriting for Retail Loans • Credit Sanction for Retail Loans • Credit Documentation for Retail Loans • Collection, Monitoring and Exit for Retail Loans |
| Non-fund Based Facilities |
• Credit Operations Process for Non-fund Based Facilities • Opening of LC • Payment Under LC • Opening of BG • Claims Under BG |
| Trade Finance |
• Services Offered by Trade Finance • Overview of Remittances Services • Outward Remittance Process Flow |
| Trading and Investment Functions |
• Funds Management • Structure of Trading and Investment Functions: Overview • Structure of Trading and Investment Functions • Investment Purposes • Best Practices for Banks |
Steps to purchase
- Go to Crisil Learning platform https://training.crisil.com/
- On https://training.crisil.com/ (Crisil Learning platform) – sign up to create your unique login ID and password
- Once your account is set up, search for "Banking Policies and Processes" from the search bar
- Select the e-learning module - Banking Policies and Processes, and click on buy now; it will get added to your cart
- Click on 'Cart' and purchase the module(s) with your debit or credit card
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Frequently asked questions
Access to topics will be provided via our e-learning platform - training.crisil.com. You will need to create your login ID and password to set up your account. Post this, you can select the module and click on the 'Buy now' option. The selected module will be moved to the 'Cart' for payment via debit or credit card.
The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
You can email your queries to Crisil1Academy@crisil.com.
For any queries please contact to Pooja Yadav +91-7777073996 or write to us at
Crisil1academy@Crisil.com.
