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Credit Assessment in Retail
Module Fees
Rs. 2500/-
Access period
3 months
Learning time
3 hours
In this eLearning module on Credit Assessment in retail, you will learn about the fundamentals of retail credit assessment and various types of retail loans such as mortgage loans, vehicle loans, equipment loans, other secured and unsecured loan products.
Why this course is right for you
Real life case studies
Real life case studies built leveraging our expertise in research, ratings & risk solutions
Interactive examples
Interspersed with practice exercises and interactive examples to help apply concepts
Expert Speak
Insights incorporated in eLearning, based on 15+ years of classroom training experience
Knowledge checks
Knowledge checks at the end of each topic to ensure absorption of concepts
Glossary & Resources
End to end structure comprising basic definitions to advanced readings
Gamification
Final assessment questions & gamification at the end of the module to ensure learning objectives are met
TOPIC |
SUB-TOPIC |
| Introduction to Retail Loans |
• What are Retail Loans • Retail Loan Market Share • Classification of Retail Loans |
| Fundamentals of Retail Credit Assessment |
• Types of borrowers • Overview of the Credit Assessment Process • Common Risk Factors and Mitigation |
| Mortgage Loans |
• Home Loans: Need and Customer Profile Home Loans: Loan Amount • Home Loans: Loan Period • Home Loans: Risks and Mitigations • Home Loans: Case Study • Home OD • Loan Against Property • Loan Against Property: Case Study • Construction Finance |
| Vehicle Loans |
• Two-Wheeler/Car Loan • Car Loan: Case Study • Commercial Vehicle Loan |
| Other Secured Loan Products |
• Equipment Loans • Consumer Durable Loan • Loan Against Securities and Gold/Jewellery |
| Unsecured Loan Products |
• Credit Cards • Personal Loan • Education Loan |
| Retail Risk Management and Collections |
• What is Concentration Risk? • Other Perspectives of Concentration Risk • Ideal Portfolio Mix • What is Sourcing Risk? • Mitigation of Sourcing Risk • Loan Lifeline • Risk Factors in the Loan Lifeline • Collections Tele-Calling • Field Collections • Tracing Skipped Payments • Fraud Risk Mitigation Tools • Other Risks |
Steps to purchase
- Go to Crisil Learning platform https://training.crisil.com/
- On https://training.crisil.com/ (Crisil Learning platform) – sign up to create your unique login ID and password
- Once your account is set up, search for "Credit Assessment in retail" from the search bar
- Select the e-learning module - Credit Assessment in retail, and click on buy now; it will get added to your cart
- Click on 'Cart' and purchase the module(s) with your debit or credit card
Sample Certificate
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Frequently asked questions
Access to topics will be provided via our e-learning platform - training.crisil.com. You will need to create your login ID and password to set up your account. Post this, you can select the module and click on the 'Buy now' option. The selected module will be moved to the 'Cart' for payment via debit or credit card.
The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
You can email your queries to Crisil1Academy@crisil.com.
For any queries please contact to Pooja Yadav +91-7777073996 or write to us at
Crisil1academy@Crisil.com.
