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Understanding Credit Risk
Module Fees
Rs. 2500/-
Access period
3 months
Learning time
3 hours
In this eLearning module on Introduction to Risk Management in Banking, we will cover the risks faced by the banking industry, regulatory guidelines for managing these risks and Risk Management Framework.
Why this course is right for you
Real life case studies
Real life case studies built leveraging our expertise in research, ratings & risk solutions
Interactive examples
Interspersed with practice exercises and interactive examples to help apply concepts
Expert Speak
Insights incorporated in eLearning, based on 15+ years of classroom training experience
Knowledge checks
Knowledge checks at the end of each topic to ensure absorption of concepts
Glossary & Resources
End to end structure comprising basic definitions to advanced readings
Gamification
Final assessment questions & gamification at the end of the module to ensure learning objectives are met
TOPIC |
SUB-TOPIC |
| Importance of Credit Risk |
• What is credit risk • Forms of credit risk • RBI Study on credit management |
| Credit Risk Measurement - On balance sheet items |
• Approach used for measurement • Introduction to risk weights, RBI requirement for risk weights • Categorisation of bank’s investments • Capital charge for trading and banking books • Computation of credit risk weighted assets (CRWA) |
| Credit Risk Measurement - Off balance sheet items |
• Off balance sheet items • Risk weighted off balance sheet exposure - market and non-market related exposure • Market related off balance sheet exposure explained with the help of an example • Credit Conversion factors for non-market related off balance sheet items • Example explaining CCF • Explanation of default risk and CVA risk • Internal risk management framework |
| Credit concentration risk |
• What is Credit concentration risk • RBI exposure norms • Large exposure framework guidelines issued by RBI • NPA’s across various sectors • Real life case study for managing credit concentration risk • Real life Case study explaining failure of bank due to non-management of credit risk |
Steps to purchase
- Go to Crisil Learning platform https://training.crisil.com/
- On https://training.crisil.com/ (Crisil Learning platform) – sign up to create your unique login ID and password
- Once your account is set up, search for "Understanding Credit Risk" from the search bar
- Select the e-learning module - Understanding Credit Risk, and click on buy now; it will get added to your cart
- Click on 'Cart' and purchase the module(s) with your debit or credit card
Sample Certificate
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Frequently asked questions
Access to topics will be provided via our e-learning platform - training.crisil.com. You will need to create your login ID and password to set up your account. Post this, you can select the module and click on the 'Buy now' option. The selected module will be moved to the 'Cart' for payment via debit or credit card.
The modules are accessible for a period of 3 months from the date of purchase of the modules.
The mode of instruction is only via online.
The modules are self-study modules. They are interactive with animations, and also have 'knowledge checks' to assess the user on the concepts.
The modules cannot be accessed on mobiles or tablets. The only recommended mode is desktop or laptop.
The modules are accessible only on the online platform.
The modules are accessible any number of times for 3 months, from the date of enrolment.
You can email your queries to Crisil1Academy@crisil.com.
For any queries please contact to Pooja Yadav +91-7777073996 or write to us at
Crisil1academy@Crisil.com.
