Origination and Underwriting
Financial institutions around the world partner with CRISIL for comprehensive credit origination and underwriting support. Our solutions help clients manage high volumes of credit applications while managing risk, complying with internal policies and regulatory requirements, and optimizing costs.
CRISIL address critical pain points in deal origination, including:
- Improving lending decisions and risk management with customized solutions;
- Minimizing costs with innovation and automation, while maintaining superior operational standards;
- Freeing up the client lending team to focus on client relationships and revenue growth;
- Assessing new credit themes to identify growth opportunities.
Solution Components
- Marketing Support
- Industry and Macro Analysis
- Peer Comparison Studies
- Pre-Transaction Analysis
- Deal Structuring
- Indicative Rating Recommendation
- Structured Finance
- Valuation & Modelling
- Underwriting Credit Application Memo
- Limit Renewal / Increment Credit Memos
- Draft Indentures
- Cash Flow Model / Valuation and Recovery Analysis
- Scenario Building / Stress Testing
- Deal-Booking On Bank’s Systems
- Loan and Collateral Documentation
High-quality credit talent pool with strong expertise in financial institutions’ lending process
Credit specialization across lending portfolios—IG, HY/LL, ABL, RBL, C&I, CRE, Distressed Debt
Flexible engagement models to suit varied risk exposures
Innovative and automated lending solutions to meet evolving market needs
Proven data protection and compliance framework that mirrors clients’ in-house standards