Financial Sector Ratings
CRISIL Ratings rates a large number of financial sector entities, including banks and non-banking financial institutions, housing finance companies, securities firms, etc.
CRISIL was the first to assign a financial sector entity rating in 1989. CRISIL Ratings occupies prime position in this segment too, with outstanding ratings on 50 banks, representing 90% of India’s banking industry.
CRISIL Ratings has also rated the highest number of NBFCs in India (over 80% of the sector).
CRISIL Ratings uses the 'CRAMEL' framework to rate finance companies. This entails assessment of six major parameters: capital, resource raising ability, asset quality, management, earnings, and liquidity.
In addition, CRISIL Ratings also assesses instrument-specific risk factors, and has developed ratings framework and methodologies to evaluate the same.
Bonds and Hybrid Instruments
Our opinion on the timely payment of interest and principal on long-term financial obligations
Bank Loan Instruments and FDs
We estimate the degree of risk regarding timely payment of the bank facility being rated
Short Term Debt
Our opinion on the timely payment of interest and principal on short-term financial obligations
Questions?
To get a copy of rating reports, please email us at:
crisilratingdesk@crisil.comFor analytical queries, please email us at:
ratingsinvestordesk@crisil.com
For any other information, please call or email us at:
+1800 267 1301
crisilratingdesk@crisil.com