Summary

Learning Outcomes 

• This course will enable the participants to understand the  size  of the securitization market, the growth trends over the last years, and performance of the securitized pools.
• The participants will also learn about the operating structures of the different securitization tools.
• Course covers both the regulatory and legal aspects surrounding the securitization business.
• Will cover all loan business lines that are normally securitized or  sold to ARCs.
  

Who should attend?

• Working in the finance, planning, and fund raising department
• Working in priority sector lending focused teams
• Working in structured finance teams
• Working in risk, audit, and compliance departments
  

Course Content

Day 1: 

Session 1

Overview of securitization market in India

• Market size, growth trends, and segmental analysis
• Key drivers of growth
• Regulatory framework - Securitization and Direct Assignment (now called Transfer)
  

Session 2 & 3

Securitization of standard assets

• Structure of a securitization transaction
• MRR and MHP requirements
• Parties involved in the transaction, their roles, and responsibilities
• Premium and Par structures

Session 4

Transfer of standard loan pools (earlier known as Direct Assignment)

• How it is different from securitization
• MRR and MHP requirements
• What is allowed and what is not
• IRAC norms for DA transactions
  

Day2

Session 5

Evaluation of loan pools for securitization / assignment / novation

• Originator evaluation parameters
• Servicer evaluation parameters
• Pool evaluation parameters 
  

Session 6

Regulations relating to sale of stressed assets

• Identification of pools
• Valuation of pools
• Structuring the sale
• Swiss Challenge Method of auction
  

Session 6

Credit Risk Analysis and Management-Tools and Methods-II

• Credit Risk Limits- Setting the limits for risk control
• Stress Testing – forward tool to manage credit risk 

Day 2

Session 7

Regulations relating to purchase of stressed assets

• Valuation of pools
• Structuring the purchase
• Completing the purchase transaction

Trainer Profile

He is a senior ex-banker with more than 25-year experience in banking industry working with Public & private sector banks. He started his career with State Bank of India & has worked extensively in Credit Assessment for Small and Medium Enterprises (SME). He was also posted for more than 2 years at SBI’s prestigious Tokyo Branch in Japan where he was responsible for Trade Finance and Treasury Back-Office for both money market and forex dealing room.

Training dates - August 20-21, 2025

Training fees - ₹ 38,000 + applicable taxes