Summary

Learning Outcomes

• Understand credit risk fundamentals from diverse stakeholder perspectives
• Analyze MFI lending models, assess risks, implement mitigants, and design tailored facilities
• Gain insights into India's MSME ecosystem, regulatory framework and market trends
• Strengthen non-financial and financial risk analysis skills through modern case studies
  

Who should attend?

• Banking and NBFC professionals specializing in credit appraisal, monitoring, and risk management
• Credit Officers and Relationship Managers across financial institutions
• Policy makers and regulators involved in MSME lending
• MSMEs seeking to understand credit assessment processes, MSME consultants
• Chartered Accountants, Analysts, and Risk Consultants
• Training professionals from banking institutions
• Fintech professionals developing MSME lending solutions
• New entrants to credit and lending roles 
  

Day 1

Course structure.

Credit Risk Analysis of MFIs & MSMEs

Non-Financial Analysis Module

Sessions 1

• Credit Risk Analysis in a nutshell 

Sessions 2

• MFIs
• Group Lending / Community / Co Operative / Grameen / Unions Model as opposed to other types
• Analysis of other types like Guarantee, Intermediate, Banking Models 
• Contemporary Products in the Marke
• Peer Level comparison 

Sessions 3 

• MSME Landscape - Indian Context 
• Non-Financial Analysis - Case Study Based Approach
  

Sessions 4

• Financial Analysis Module – Case Study Based Approach 
• Classroom case study of a typical SME will be discussed - distributed earlier
  

Day 2

Credit Risk Analysis of MSMEs 

Session 5  

• Case Study Based Approach – Special focus on How to develop future projections 
• Financial Analysis Module continued

Session 6 and 7

• Case Study Based Discussions - Assessment of Working Capital- Funded
• Funded Facilities. 

Session 8

• Non Funded & Export Financing Techniques- Case Study Based
• Assessment of Non Funded Lines like L/C, Standby L/Cs and Guarantees.

Trainer Profile

Trainer is a senior banker with more than 3 decades of experience in the public sector, private, foreign bank & NBFC. During his 10 years’ experience with IDBI he set up the Retail Banking Division in South India. Prior to leaving the bank in 2006, he was the Country Head of Retail Liabilities & Preferred Banking. He also set up the first metro branch of the bank at Chennai, headed the New Products Division & the Internet Banking Division. With Standard Chartered Bank (SCB) in Corporate Banking, he was responsible for marketing, appraising and managing of corporate relationships across South India. He was also the NBFC Portfolio Manager for a period of 2 years during his stint with SCB’s Trade Centralization (BPR). 

Training dates - May 21-23, 2025

Training fees - ₹ 30,000 + applicable taxes