Credit Risk Review / Audit

Crisil helps financial institutions around the world strengthen their credit risk infrastructure and enhance the credit quality of their portfolios. 

 

Crisil employs more than 1,200 qualified credit risk specialists with deep domain knowledge. This highly experienced team employs high-powered analytics, intelligent automation and other innovative technology to: 

 

  • Independently review credit risk to evaluate the quality of lenders’ loan approval and risk monitoring;
  • Identify portfolio trends and high-risk sectors/obligors;
  • Recommend actions to improve portfolio quality;
  • Review the adequacy of and adherence to internal credit policies and loan administration procedures;
  • Meet all documentation and reporting requirements and achieve compliance with fast-changing credit oversight regulations;
  • Provide senior management with actionable insights on the overall quality of the loan portfolio.

Crisil’s credit risk solutions support a broad range of portfolios, including corporates, financial institutions, public finance entities, structured finance, RMBS CRE/CLO, whole loans and ABS.

 

Solution Components

  • Sampling methodology development
  • Independent credit analysis of identified samples

  • Gauge rating Migration
  • Track Rising Stars and Fallen Angels
  • Measure default/loss characteristics across rating grades
  • Impact assessment of credit events

  • Standard Operating Procedures
  • Periodic rating review summary

 

 

Crisil EDGE

 

Case Studies

platform-value-estimation
Integral IQ

Designing a System for Efficient and Effective Quarterly Portfolio Credit Review using a Combination of Random and Expert Judgement Sampling
partnering-with-an-investment-bank-new
Integral IQ

Comprehensive support on Credit Risk Oversight for a Large US Insurer
Error Msg
Reset captcha

Questions

 

Looking for high-end research and risk services? Reach out to us at:

 

United States
1-855-595-2100/
+1 646 292 3520

 

United Kingdom
+44 (0) 870 333 6336

 

 

India
+91 22 33 42 3000 /
+91 22 61 72 3000 

Related Links

Related Links