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NISM & Crisil Certified Credit Underwriter Programme
NISM & Crisil Certified Credit Underwriter Programme
Credit Risk Officers and Underwriters decide how financial institutions build lucrative portfolios.
NISM & Crisil present the NISM & Crisil Certified Credit Underwriter Programme. The course is designed to hone your skills to shape critical financial outcomes.
With this Credit Risk Certification, leverage Crisil’s expertise, experience, carefully-built data repositories and intellectual property to put yourself well ahead of the pack.
This Credit Certification Course has been tailored with the perfect balance of conceptual learning, case studies, data trends and examples resulting in a practitioner-oriented approach to learning.
Eligibility | Graduation |
Mode of delivery | Self-paced online learning program |
Registration fees | Rs 16000 (excl. GST) |
Examination fees (per attempt) | Rs 2000 (excl. GST) |
No. of Modules | 22 modules |
No. of learning hours | 50 learning hours |
Mode of exam | Online proctored exam |
Frequency of exams | Quarterly |
Why this course is right for you
The NISM & Crisil Certified Credit Underwriter Programme is Designed to Take Go-Getters a Step Further
Course benefits
- Speed Up Your Career – Take a smart step from retail, MSME and sales into corporate lending
- Pave your way into corporate lending. With your upgraded skills - evaluate an organization’s ability to acquire large loans and consider more significant credits
- Broaden your career horizon by becoming more marketable with valuable and relevant knowledge and recognition
- Stay abreast of the most recent market trends and best practices in the industry
- Leverage your existing knowledge and skills to enhance your career prospects
- Core concepts of credit risk assessment, including industry analysis, business risk evaluation, financial analysis and promoter assessment
- How to evaluate and comprehend various products for financing small, medium and large businesses
- How financial metrics of corporate performance are calculated and used to evaluate the creditworthiness of a business
- How macroeconomic indicators and market conditions affect bond yields and credit spreads
- How to establish the capacity to transition to modern lending
NISM & Crisil Dual Certification Advantage
Control Your Career - Create Your Growth
NISM & Crisil Certified Credit Underwriter Programme - Certified by two Renowned Institutions
Credit underwriting training will add value to your professional career.
The NISM Advantage
27 Credit Certification Course
FIFTEEN certifications mandated by the Securities and Exchange Board of India (SEBI) and ONE by the Pension Fund Regulatory and Development Authority.
Financial literacy
Get a strong foundation in financial skills from The School for Investor Education and Financial Literacy
Policy Research
Leverage knowledge from The School for Securities Information and Research (SSIR), which has distinguished itself in research initiatives and publications.
Enhanced Governance Standards
Gain clarity on corporate board governance issues from The School for Company Governance (SCG)
Professional Education
Excellence in regulatory tech to support SEBI in core functions by The School for Regulatory Studies and Supervision
50,000+
Credit Officers Trained
400+
Organisations Benefit
Solid Track Record
India's first and most prominent credit rating agency; has announced 26,000+ new bank loan ratings, representing one-third of India's banking credit to corporates to date
Wide Market Acceptance
Over 90% of banks use Crisil’s proprietary risk assessment model
Cutting-edge Research
Over 90% of India's asset-based commercial banking industry uses Crisil’s industry research to take credit decisions.
Sweeping Coverage
Crisil is the largest provider of fixed income valuations in India, servicing INR 107 Lakh Crores (US $1.573 trillion) of outstanding Indian debt securities
Course highlights
With Credit Risk Courses Online, you will get a hands-on learning experience with highly interactive training content.
- 50 hours of self-paced learning
- 22 interactive modules
- NISM & Crisil Certified Credit Underwriter Programme digital badge
- Virtually proctored exam
- 22 Real-life case studies
- 90 Immersive animations
- 65 Recent regulations/resource documents
- 47 Modules of market-related data and analysis
- 134 Knowledge checks
Which Industries Will Hire Me?
- Banks
- Non-banking financial companies
- Asset management companies
- Insurance companies
- Rating agencies
- Investment banks
- Institutional brokers
- Private equity
Demo of our course modules
Cash flow statement and financial statement fraud
Non fund based financing
To understand more about the NISM & Crisil Certifications, please contact +91-7777073996 or write to us at crisil1academy@crisil.com.
Frequently Asked Questions
This credit certification course readies professionals for a fruitful credit-underwriting career in the financial services industry. The course goes beyond mere concepts and focusses on business insights and challenges. Additionally, it provides you the relevant knowledge and recognition to enhance your marketability in the jobs market. The content is interactive and exhaustive. It has 22 modules and helps you start and upgrade your career in areas as wide as retail, MSME, sales, and corporate lending.
Yes, you may opt for the credit risk certification course, if you have a bachelor’s degree with at least 50% marks, or equivalent cumulative grade-point average (CGPA). The credit certification course is for graduates, who wish to build a fulfilling career in the banking and finance industry; experienced bankers; credit research analysts; professionals working in the asset-reconstruction companies and consulting firms; professionals seeking to understand debt securities; and those looking to expand their career in commercial and retail finance, credit appraisal, credit monitoring, credit underwriting , loan syndication, stressed asset management, and project finance. Moreover, there is no age limit to enrol.
The financial services industry is very dynamic. A credit underwriter today performs various functions — from conducting a detailed research on the financial history of businesses and individuals for determining their creditworthiness to conducting compliance review of banks’ lending policy, and estimating the relative profitability of the relationship to the organisation. In short, career opportunities are aplenty with banks, institutional brokers, insurance companies, asset management companies, private equity, investment banks, rating agencies and non-banking financial companies (NBFCs).
The credit underwriter course has a sharp focus on training and upskilling. It provides a deep understanding of various credit assessment skills. The course helps you upgrade and fast-track your career. It will expand your career horizon. It follows a practical approach by using market data, industry trends and relevant case studies to facilitate a deeper understanding of concepts.
The course comprises 7 modules and 22 sub-modules. All credit risk training modules put together require about 50 learning hours, and can be bookmarked to enable quick access.
The registration fee for the certification course in credit is Rs 16,000 and the exam fee is Rs 2,000 per attempt. It covers 22 e-learning modules, including real-life case studies, recent regulations/resource documents and market-related data and analysis.
Participants can visit the website and click on the ‘enroll now’ button to register for the credit certification course.
Access to the credit risk course content is valid for two years from the date of purchase.
Yes, the credit underwriter course is a completely self-paced, online learning programme with human voice-over, clickable interactivities, animations, additional reading material and knowledge checks to assess users.
The certification course in credit mainly provides the core concepts of credit risk assessment, including industry analysis, business risk evaluation, financial analysis and promoter assessment; various financial products for small, medium-sized and large businesses; and financial metrices of corporate performance. It helps you build capability to move towards new-age lending.
Access to the credit underwriting training modules will be provided through the NISM platform. Once you complete the purchase, you will receive an email within 48 hours with details to access the credit certification course. The credentials to access the course will be the same as those used for registration (email and password). You can see the credit certification course assigned under Your Courses, on the dashboard page. Click the assigned certification course in credit and the course content page opens. Click the first module and begin the credit underwriter course.
The content of the credit underwriter course is updated to incorporate any new concepts, or every time there is a change in industry practice or regulation. In addition, analysis of key events, articles and expert videos relevant for a credit underwriting training are frequently added. This will keep you abreast of emerging trends and best practices in the credit underwriting space.
No, the modules cannot be accessed on mobiles/tablets. We recommend using a laptop or a large screen device for ease in learning and better knowledge retention.
No. The credit underwriter course modules are only accessible online through the Online Learning Platform.
Each module of credit certification course is 2-3 hours. However, study hours will vary for every individual. You need not complete a module at one go. Module content is auto bookmarked, and you may choose to pick up from where you stopped.
The credit certification course modules can be accessed online any number of times over the two years from the date of enrolment.
No. However, within the modules of credit certification course there are additional reading resources.
The exams are scheduled every quarter. The exam dates will be published a month in advance. Those wishing to take the exam must make their payments at least 15 days before the exam date. The minimum period to study for the exam is one month – which means the gap between registration for the exam and the exam is one month. All the 22 modules of credit risk underwriting course need to be completed before registering for the exam.
The exam will have multiple choice questions (MCQs) and multiple response questions (MRQs). The exam will be conducted online. It will be proctored online through your laptop/desktop webcam. The duration is three hours. You have to answer 150 questions.
The exam can be taken any time within the licence period as per the pre-defined schedule. In case the licence period expires, you have to re-register for the programme.
60%.
No.
Exam scores will be listed in percentages.
Candidates are required to obtain six points, i.e., complete six hours of online learning to renew their certification every three years. A renewal fee of Rs 4,000 will be levied for an online refresher course and certificate re-validation.
NISM and Crisil do not provide active placement support. However, the course is designed to provide practical insights into various aspects of credit underwriting, which will help you get the desired job. Also, both NISM and Crisil have been conducting training programmes for organisations in the BFSI space for several years. This provides credence and acceptability to the NISM & Crisil Certified Credit Underwriter programme.
No. Once registered, you cannot cancel it.
Please email us at crisil1academy@crisil.com.
Expand Your Professional Horizons with
NISM & Crisil Certified Credit Underwriter Programme
Carve Out Your Future in the World of Finance